Ado texts you first.
It watches your bank and messages you on WhatsApp or SMS when something needs a decision. You can ask it about your money, too.
Never moves your money.
Ado, 3m ago
Netflix went from $15.49 to $17.99. Keep or cancel?
Ado, 2m ago
Card payment of $35 due Thursday. (waiting for your reply)
Ado, 1m ago
Rent goes out Monday; checking may run short. (waiting for your reply)
- You replied: cancel
Ado, now
Here’s where to cancel Netflix: netflix.com/cancelplan
One message. One word.
Ado asks when something needs you. You answer in a word: keep, cancel, paid, remind me or mute.
It watches for bills due, card payments, low balance, price increases, duplicate subscriptions and new recurring charges.
Tuesday 9:12 AM
Ado: Netflix went from $15.49 to $17.99 a month. Keep or cancel?
You: cancel
Ado: Here’s where to cancel Netflix: netflix.com/cancelplan
Wednesday 8:30 AM
Ado: Your card payment of $35 is due Thursday. Already paid?
You: paid
Ado: Got it. Marked as paid.
Friday 10:05 AM
Ado: New monthly charge: Headspace, $12.99. Keep or cancel?
You: keep
Ado: Okay, it stays.
What Ado can’t do
Ado can’t Move your money
Bank access is read-only. Ado can’t pay, transfer or withdraw anything.
Ado can’t Cancel anything on its own
Reply cancel and Ado sends you the link. You finish it with the company.
Ado can’t See your bank password
You sign in to your bank through Plaid, read-only. Ado never sees or stores your login.
Ado can’t Share your account numbers
Messages name an account by its bank and last four digits. Never the full number.
Set up in a few minutes
Confirm your number
We send you a code on WhatsApp or by text.
Choose WhatsApp or SMS
And your time zone, so Ado stays quiet at night.
Connect your bank
Through Plaid, with read-only access.
Let Ado keep an eye on things.
Never moves your money.